Loan
OVERVIEW
With a vision to take banking
solutions to the ‘unbanked’
small and medium enterprises
(SME) Uttara Bank PLC Limited,
commenced its journey as a
scheduled commercial bank in
2001.
Taking inspiration from its
parent organization, Uttara Bank
PLC, the world’s largest NGO,
Uttara
Bank introduced small ticket
loans to bring the grassroots
entrepreneurs under the
umbrella of formal banking.
World Bank Group’s IFC and
Netherlands-based FMO are major
partners of Uttara Bank PLC in
offshore banking and SME
financing. Uttara Bank PLC is
the only
active member of Global Banking
Alliance for Banking on Values
(GABV) from Bangladesh,
an international platform for
sustainable and responsible
banking practices. Governance,
compliance, ethics, transparency
and accountability are the
cornerstones of the bank’s
banking model. Today, Uttara
Bank PLC is the first
Bangladeshi bank that has
crossed USD 1
billion market capitalization.
The banking model of Uttara Bank
PLC is firmly built on three
steadfast pillars of
People-Planet-Profit. Our
business operation is thoroughly
aligned
with the Sustainable Development
Goals, an ambition that is also
our national priority.
Uttara Bank PLC’s unique SME
Banking services and products
provide access to finance to the
cottage, micro and small
enterprises that were previously
left out from the traditional
commercial banking system. We
have the highest rural
penetration with 75% of our
total
Small Business loans going to
the rural areas. Uttara Bank PLC
is the largest financier of
collateral free loan in the
country with 50% market share in
this segment. Impact
Measurement Study on SME
financing revealed that the bank
had created more than 1.5
million new employments in the
course of its Small Business
Financing and played a
pivotal role to the improvement
of the standard of living of the
borrowers. Since its
inception in 2001, the bank has
disbursed more than USD 5
billion to more than 650,000
SME entrepreneurs across the
country and has contributed
significantly, to the socio
economic development of
Bangladesh.
Loan Products

Uttaran Small Business Loan (USBL)

Nari Swanirbor Rin Prokalpo (NSRP)

Sector Development Project

Agricultural Credit
Deposit Products

Non Privileged Farmers, Woman & Young Entrepreneurs

Uttaran Shohoz Bazar Scheme (USBS)
Card Products
SME Debit Card
Platinum Business Debit Card
Smart Farmer’s Debit Card
Credit Card

Supply Chain Card

Supply Chain Card

Supply Chain Card

Supply Chain Card

Supply Chain Card

Specific Loan Card

Specific Loan Card

Specific Loan Card

Specific Loan Card

Specific Loan Card
Accounts Products
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Current Account (Non-Individual)
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Current Account (Individual)
Exchange Rates
Thu, Oct 23, 2025 11:13 AM
| Currency | Buying | Selling |
|---|---|---|
| USD | 121.7500 | 122.7500 |
| EUR | 140.6230 | 143.1983 |
| GBP | 161.7171 | 164.6996 |
